20 banking and finance project topics for final year students

Below is a list of banking and finance project topics that students are working on right now, updated for 2026. If you study at a university, polytechnic, or college of education, you can use any of these or ask us to adjust one to fit your school's requirements.

20 topics · updated for 2026 academic trends

  1. An assessment of the effect of interest rate policy on lending activities of commercial banks
  2. Investigating the impact of microfinance banks on the growth of small businesses
  3. An evaluation of credit risk management practices in commercial banks
  4. The effect of financial inclusion on rural household savings behaviour
  5. An assessment of the challenges facing agricultural loan disbursement by banks
  6. Investigating customer perception towards mobile banking services
  7. An evaluation of the effect of non performing loans on bank profitability
  8. The impact of electronic banking on customer satisfaction in commercial banks
  9. An assessment of the factors influencing savings behaviour among low income earners
  10. Investigating the role of commercial banks in financing small scale enterprises
  11. An evaluation of liquidity management practices in commercial banks
  12. The relationship between exchange rate fluctuation and bank performance
  13. An assessment of customer awareness and use of internet banking services
  14. Investigating the effect of loan default on the profitability of microfinance banks
  15. An evaluation of the challenges of financial inclusion among unbanked populations
  16. The impact of capital adequacy on the stability of commercial banks
  17. An assessment of the factors affecting access to credit among small business owners
  18. Investigating the relationship between bank size and financial performance
  19. An evaluation of fraud prevention measures in electronic banking transactions
  20. The effect of deposit mobilisation strategies on bank growth

If none of these topics fit what you have in mind, send us a message on WhatsApp and tell us the area you want to research. We will get back to you with a topic in a few minutes, and you can start working on your project right away.

Ask for a topic on WhatsApp
What if my banking and finance project topic is not on this list?
Send a WhatsApp message and explain the area you want to research. You will get a suitable topic within minutes, along with help writing the full project.
Can ProjectPal write the full project, not just give me a topic?
Yes. We write the complete project from chapter one to five, including data collection, analysis, and discussion where required.
Are these topics suitable for HND and ND students too?
Yes. Most of these topics can be adjusted to fit ND, HND, BSc, or postgraduate requirements depending on how deep the research needs to go.
Do these topics come with full data and documentation?
Yes. When ProjectPal writes your project, you receive the full documentation from chapter one to five, along with any data collection tools the topic requires.

Ready to start your project?

Pick a topic from the list above or send us your own idea. We will help you write it from start to finish.

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